He says that this is going to get me in trouble. I told him that my right as a customer is to complain when I get bad service. I used to be a retail manager myself (I now work in fraud prevention for a credit card company) and the conduct of this store’s employees was WAY below any reasonable standard.

He is convinced that its not worth it to spend 5 minutes lodging a complaint about a product or service. He also says that people get in trouble for complaining about companies. Does what he’s saying sound like a bunch of bull?

Thanks for any advice.

Business Valuation:

Synopsis
The focus of this unit is on the process of business valuation. Topics include capital markets issues, evaluation of industry profitability, accounting analysis including evaluation of earnings management techniques, preparation of pro-forma statements, forecasting, bankruptcy analysis, and business valuation techniques.

Outcomes
The learning goals associated with this unit are to:

compare and contrast approaches to business valuation
apply economic, industry and business analysis in the valuation process
evaluate an entity’s accounting information and perform fundamental and financial analysis using a contemporary approach
apply prospective analysis including forecasting and valuation to a merger and acquisition case
develop capabilities to work effectively in a group; and/or demonstrate effective individual research skills to produce a professional quality business document to solve a valuation problem; and/or deliver a professional quality presentation; and/or develop oral communication skills and demonstrate independent thinking through contributions to class discussions; and demonstrate in individual summative assessment tasks the acquisition of an comprehensive understanding of the topics covered by this unit.

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Forensic Accounting:

Synopsis
This unit covers theoretical and practical issues relevant to forensic accounting and fraud examination. Forensic accounting is the application of investigative and analytical skills to resolve financial issues in a manner that meets standards required by courts of law. Fraud examination is the process used to resolve allegations of fraud through the accumulation of evidence, including the investigation of systems and internal controls, and the detection of fraud circumstances. The unit examines the investigative process as well as an array of tools and techniques used to investigate financial forensic issues and fraud. Topics include: methods and techniques used by forensic accountants to collect, analyse and report relevant information for supporting cases to be presented in court; the nature, prevention, detection and investigation of different types of fraud, including: financial statement fraud, fraud against the organisation, consumer fraud, and e-commerce fraud.

Outcomes
The learning goals associated with this unit are to:

examine the nature of fraud and critically evaluate and apply theories and techniques to prevent, detect and investigate different types of fraud, including financial statement fraud, fraud against organisations, consumer fraud, and fraud in e-commerce
demonstrate the application of knowledge and skills that forensic accountants and fraud examiners are expected to possess. These include: investigative techniques, knowledge of auditing, ethics, criminology, accounting, law, and information technology, and communication skills
develop an ability to work independently and to lead and participate in teams from diverse cultural and social backgrounds by completing both independent and group assessable tasks
apply critical thinking, problem solving and presentation skills to individual and / or group activities dealing with forensic accounting and fraud examination and demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by AFX5120.

My 18 y.o. son found an ad on craiglist.

He was accompanied by his father in all communications with the seller.

My son went to look at the car at the address seller has provided.
He wanted to take a car for checkup. Seller said that only if my son puts all money in cash for the car ($2400) he will give out the car for the check up. Seller gave written paper, that the car in the process of purchasing and he took $2400 and will return it back if mechanic will identify problem with engine (my son insisted to put the condition if anything wrong with the car but the seller agreed only on problems with engine to included into written agreement). My son took the car home around 9-10 pm, parked in gated apartment complex. At 7 am of the next morning, when to bring car to mechanic, the car was gone – stolen. My son called police and made report about stolen car.

In the evening, we (his dad, myself, one of our friends and my son) drove to talk to car seller. As appeared to be on the papers, that the seller is not the registered owner of the car. He said he is selling the car for his brother in law. Reluctantly, he provided his driving license. We put information down. We explained that the car was stolen and that we do not own the car. He is not owner either. He refused to give owner contacts.

The very next morning at 10:30 the car was found in a couple of miles from place where my son was dealing with seller and it is 14 miles from the place my son lives. Car is in towing. Completely not drivable and to find out if it has other problems does not look like a way to go for us. We are not registered owners, because we even did not complete ckeckup on the car, before making decision, and did not complete a purchase at all. Probably reg.owner has some insurance on the car but not us. We do not want to deal with this car any more or the seller. We did not claim a car from the towing. We want our money back from the seller.

You understand the situation. I so strongly believe that it is was a setup and prevention for the car to go for check up with mechanic. Of course, this is my assumption so far… And what to do in this situation, we would like to uncover this fraud. How? We would like our money back. How?

Thank you very much for any suggestions.
Looking for justice Mom.

Thank you very much for the response.

Two questions:

1) How to serve the seller for small court claim? We have the seller’s phone number, the driving license with an address in another county of CA and the seller said to us that it is his previous residence. The seller said that the address near which all the “business” was done is just an address of his mechanic. Our research and some information from the police during reporting stolen car indicates that it is his relative’s address and the car was registered on the other than seller’s name under this address. The residence looks like body shop with a lot of cars under repair on the site. The guy has a lot of other car postings on craiglist linked to the phone number and continues to post new under different names for the different cars.
2) How to uncover this fraud? Small claims court will only work on money return part.

All suggestions are greatly appreciated.

Upon closer inspection, I noticed that the official-looking FedEx waybill on the package was visibly altered from an old label–Photoshopped–with a realtor as the shipper and my name as the consignee. There were several places on the waybill where the information was obviously bogus–the ship date (6-9-09) and anticipated delivery date (3-1-07) were old. I tracked the package and came up with an invalid tracking number. The delivery man was not in uniform.

This guy knocked on the wrong door! I am a 14 year Operations Manager for United Parcel Service and I spent part of my career working in our Loss Prevention department. UPS would not hesitate to prosecute this….so my first inclination today was to call FedEx and report the fraudulent delivery. I told them my story and they told me to call the police. So I called our local police and they sent an officer out. The officer told me that as far as they are concerned, it is a civil matter and that a crime had not been committed. He referred me to FedEx.

Now, since a realtor started all this, I have every intention to call the Realtor’s Commission in my state to file a complaint against the realtor for fraudulent practices. However, I don’t understand why it is not a crime. Printing up a bogus waybill and hand delivering a package with FedEx’s logo on it is fraudulent in several ways—mail fraud, stealing the shipping cost (about $35 for a package like this one because of the service level on the package) from the shipping company, and probably trademark infringement.

Is there anyone else I can complain to in law enforcement since the local city cops aren’t interested? Can I go to the Feds? Although I am not directly a victim (because I saw through the scam), what about my neighbors? This guy had a stack of these in his car and commented to my husband that he had tons more of these to deliver tonight. The police officer called the realtor’s number on the paperwork and apparantly got a hold of this guy . The police officer told him to stop delivering the packages and got the realtor’s boss’s name from him and gave it to me. I’ll call and make my complaints tomorrow.

If you can help and shed any light on my next move, I would very much appreciate it. We don’t need scumbags like this out harassing desperate homeowners.

Sorry about the “phonetics” I can’t get yahoo to spell out certain words.

2nd ? Corrallary: can such a person sue both to remove debts and to stop the pharmo~terrorism?

3?: often the State forces meds that alter libido and cause “liberals” to loose control of spending habbits…+-?

I have a tenant that has been writing me a check for the same amount for few years, i’ve been depositing that check into my Bank Of America account most of that time. In January of 2010, i’ve deposited the check just like many times before, money became available to me right away, just like many times before. So i did some shopping, knowing that i have enough money in the bank to cover it, but this one time my tenants check bounced, whatever was the reason – it happens!!!!! I don’t blame him. I’ve notified him right away, and he deposited amount needed to my account on the same day, to bring my account into positive status, but BofA decided to suspend my account by deducting $888,888.88 from it.
I’ve called BofA to resolve this situation and was transfered to their “Loss Prevention” department where i was treated like a “criminal” and left with no explanations, except that my BofA accounts(personal, savings, business) are now closed, and i will not be able to reinstate myself with them EVER again.
I was extremely upset, but… its something i can live with, there is many other banks out there and i decided to open account with some other bank.
Few days later my wife gets a notice from BofA that all accounts she has with also being suspened and closed. Reason – my acoount was joint with her.
Few days later we get a notice that my wife’s accounts at Wells Fargo are being suspended and closed, all our assets frozen untill end of the month, thats when we will get cashiers check from them. This was too much and we drove to our local branch of Wells Fargo, where ( a lot friendlier and helpfull) personal banker sat down with us, made some phone calls and explained reasons to this extremely stressfull, degrading and embarrassing situation: BofA reported us to ChexSystem as “suspected fraud activity”.
We haven’t commited any frauds, haven’t been involved with/in any criminal enterprise, and now we cant open bank accounts with any bank, and left without dollar in our hands, just because Bank of America has said so!!!

What can i do??? I want to sue BofA! They need to be stopped, this is predatory banking!!! Government has bailed them out on our (mine and yours) money so they can do THIS!!!

All answers are welcome!!!
All answers are welcome!!!
This is the story!!! There is nothing else to add. I am not hiding anything and YES i had my account overdrawn $888,888.88.
Believe it or not!

My son was my main priority and just getting him to the bathroom so he didn’t wet all over himself and the stroller.

After I left, someone from Loss Prevention came and told me that I had something in my stroller that was unpaid for. I realized it was the ring which had slipped down the side of my son’s body.

I apologized and explained that I did not realize he had it and that it was not my intent to take anything without paying for it. I told him how we are potty training and that my son often waits for the last minute to tell us thus almost wetting himself.

None the less, he told me he would have to charge me with Retail Fraud in the Third Degree. He set up a court date for me as well.

I am unsure if I should plead Guilty or Non Guilty as yes, it was taken even though it was not my intent.

My questions are will the judge allow me to explain mysefl? Do I need to get a lawyer?

I am a prior police officer with the Army and my husband is currently stationed overseas. We were just back here visiting my family and we are set to leave to fly back to our base in Japan the 15th of December.

I can not belive the LPO was not more understanding. I have no record whatsover and in fact, I have a Top Secret Clearance. I was hoping to work for DOD soon but with this on my record, I’m afraid that might not happen.

The LPO told me that if I plead guilty, it will be over quicker however, I feel that I truly didn’t intend for anything like this to happen…

Thank you.